Capital One miles transfer partners: A how-to guide

With a Capital One travel rewards card, you can earn unlimited miles on every purchase. You can then use those miles in a variety of ways, like transferring them to select airline and hotel loyalty programs.

Learn about Capital One miles transfer partners and their conversion ratios. Plus, explore other ways to use your miles.

What you’ll learn:

• Capital One cardholders can earn rewards miles by using eligible cards to make purchases. 

• Capital One cardholders can transfer their rewards miles to the loyalty programs of Capital One travel partners.

• Rewards miles may be converted into either points or miles, depending on the loyalty program. 

• Conversion ratios indicate the value of transferring miles. For example, a 1:1 ratio means 1,000 Capital One miles will become 1,000 miles or points when transferred.

To transfer Capital One rewards to a travel partner, you must have at least 1,000 Capital One rewards miles. The name on your Capital One account also has to match the name on your travel loyalty program. 

Depending on the partner, rewards could convert into points or miles. Transfer rates also vary. Using the 1,000-mile minimum as an example, here’s how different conversion ratios break down:

• 1:1 ratio: 1,000 Capital One miles convert to 1,000 miles or points.
• 1:2 ratio: 1,000 Capital One miles convert to 2,000 miles or points.
• 2:1.5 ratio: 1,000 Capital One miles convert to 750 miles or points.
• 5:3 ratio: 1,000 Capital One miles convert to 600 miles or points.
• 2:1 ratio: 1,000 Capital One miles convert to 500 miles or points.

Capital One partners with multiple hotels and airlines to provide transfer options.

Transfer rates vary between Capital One airline partners, but most offer a 1:1 conversion ratio: 

• Aeromexico Rewards
• Air Canada Aeroplan®
• Avianca Lifemiles
• British Airways Club
• Cathay Pacific Asia Miles
• Etihad Guest
• Finnair Plus
• Flying Blue
• Qantas Frequent Flyer
• Qatar Airways Privilege Club
• Singapore Airlines KrisFlyer
• TAP Miles&Go
• Turkish Airlines Miles&Smiles
• Virgin Red

Other airline partners offer a 2:1.5 conversion ratio:

• Copa
• Emirates Skywards
• EVA Air
• Japan Airlines Mileage Bank

JetBlue offers a 5:3 conversion ratio.

Eligible rewards miles cardholders can transfer their miles to these hotel partners:

• Choice Privileges and Wyndham Rewards, which offer a 1:1 conversion ratio

• I Prefer Hotel Rewards, which offers a 1:2 conversion ratio

• Accor Live Limitless, which offers a 2:1 conversion ratio

If you’re an eligible Capital One cardholder, you can transfer your rewards by following these steps:

1. Sign in to your account online or through the Capital One Mobile app and choose your card. 

2. Navigate to the rewards section and click View Rewards. 

3. Locate the Transfer Rewards section to view Capital One’s airline and hotel partners.

4. Select the option to transfer your miles by clicking Transfer Miles and confirm your selection. 

5. Enter your loyalty number for the program and agree to the terms and conditions.

6. Choose how many miles you want to transfer.

7. Once you’re done, save or print the confirmation code for your records.

Keep in mind that there’s no way to transfer miles back into your Capital One rewards account once the transfer is finalized.

Transferring your rewards isn’t the only way to redeem miles:

• Travel: Book flights, hotels, vacation rentals, rental cars and activities through Capital One Travel.

• Recent travel expenses: Get reimbursed for certain recent travel purchases or business expenses, including flights, hotels, cruises, ride-hailing services and tolls.

• Gift cards: Redeem your miles for gift cards from popular restaurants, retailers and more.

• Cash back: Receive cash back as a statement credit or a check.

Transferring your Capital One miles to a transfer partner is a flexible way to make the most of your rewards—and your next trip.

But before you can transfer rewards miles, you’ve got to have a Capital One travel rewards card or a Capital One business rewards card. Here are a few to consider:

• Venture X: Earn unlimited double miles on every purchase. Plus, earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Travel.

• Venture: Earn unlimited double miles on every purchase. Plus, earn 5X miles on hotels, vacation rentals, rental cars and activities through Capital One Travel. 

• VentureOne: Earn unlimited 1.25X miles on every purchase and 5X miles on hotels, vacation rentals, rental cars and activities through Capital One Travel—all with no annual fee. View important rates and disclosures.

• VentureOne for Good Credit: Earn unlimited 1.25X miles on every purchase and unlimited 5X miles on hotels, vacation rentals, rental cars and activities through Capital One Travel—with no annual fee. View important rates and disclosures.

• Venture X Business: Earn unlimited 2X miles on every purchase. Taking a business trip? Book through Capital One Business Travel to earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals. 

• Venture Business: Earn unlimited 2X miles on every purchase. Plus, receive up to $220 in credits.

• VentureOne Business: Earn unlimited 1.5X miles on every purchase. Plus, book through Capital One Business Travel to earn 5X miles on hotels, vacation rentals and rental cars.