Capital One Quicksilver vs. Venture: Card comparison

Venture and Quicksilver are two cards from Capital One that reward cardholders for their purchases. Venture offers rewards in the form of miles, and Quicksilver offers rewards as cash back. 

Compare the two to learn more about their rewards and perks, and see if either is a good fit for you.

What you’ll learn:

  • Venture and Quicksilver are rewards credit cards. 

  • Venture cardholders earn unlimited 2X miles on every purchase, every day. 

  • Quicksilver cardholders earn 1.5% cash back on every purchase, every day. 

  • Venture and Quicksilver cardholders earn elevated rewards through Capital One Travel and Capital One Entertainment.

Explore Venture card benefits

Earn 75,000 bonus miles once you spend $4,000 within the first 3 months with the Venture card.

Quicksilver vs. Venture: Key differences

Venture is a travel rewards credit card that lets you earn miles on every purchase. And Quicksilver is a cash rewards credit card that lets you earn cash back on every purchase. Here’s a quick look at some of their key features:

 

Venture
View important rates and disclosures

Quicksilver
View important rates and disclosures

Annual fee

$95

$0

Reward type

Miles

Cash back

Recommended credit level

Excellent

Excellent

APR

Variable

Variable

Bonus offer

75,000 miles when you spend $4,000 within three months

$200 cash back when you spend $500 within three months

What is a Capital One Venture card?

Venture is a travel rewards credit card for those with excellent credit. With a Venture card, you can earn unlimited 2X miles on every purchase. Plus, you can earn 5X miles at Capital One Entertainment and 5X miles on Capital One Travel bookings.1

Venture offers lots of flexibility over how and when you redeem your rewards, including options to: 

What is a Capital One Quicksilver card?

Quicksilver is a cash rewards credit card for those with excellent credit. It offers unlimited 1.5% cash back on every purchase, making it an ideal card for everyday use. Cardholders also earn 5% cash back on Capital One Entertainment and 5% cash back on hotels and rental cars booked through Capital One Travel.5

There’s no limit on how much you can earn and no minimum for how much you can redeem. When you’re ready to cash in your rewards, there are plenty of options, including:6

  • Redeeming them for a statement credit or check. 

  • Covering the cost of a recent purchase.

  • Getting gift cards from retailers, restaurants, hotel chains and more.7

  • Paying for trips through Capital One Travel.

  • Paying at Amazon.com or at millions of online stores through PayPal.

Capital One Venture vs. Quicksilver FAQ

Still trying to decide between a Venture or Quicksilver card? Answers to these frequently asked questions could help.

Only you can answer the question of which credit card is best for you, because everyone’s situation is different. But when comparing cards, you might consider a Venture card if you travel regularly. And you might consider a Quicksilver card if you’re interested in straightforward cash back rewards.

If your current credit card doesn’t match your spending habits and lifestyle anymore, it might be time to consider a change. But the term “upgrade” can be a bit misleading. For example, swapping your current card for one with fewer rewards but a lower annual fee could still be an improvement.

It’s possible to have multiple credit cards from the same card issuer. Venture and Quicksilver could give you access to different types of rewards. Just make sure you know the pros and cons of having multiple credit card accounts. And remember that applying for more than one card at a time could negatively affect your credit scores.

More Capital One rewards cards

Key takeaways: Capital One card comparison of Quicksilver vs. Venture

Venture is a travel and miles rewards credit card, and Quicksilver is a cash back rewards credit card. If you’re deciding which option is right for you, you might consider your lifestyle, needs and spending habits.

Explore Capital One rewards credit cards

Whether you’re a globe-trotting adventurer, an avid foodie or someone who wants to earn cash back on everyday purchases, Capital One has a rewards card to fit your lifestyle.

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